in international transport, due to the process of import and export of goods, the operation is complex, it is difficult for importers and exporters to ensure that the goods in transit without any accident. Therefore, cargo transportation insurance has become an indispensable part of international import and export trade. International transport insurance transfers the general risk to the insurance company, in the event of an accident, the insured unit can get the insurance company's financial compensation.
Case Introduction (General Average): Recently, Taiwan's Evergreen Shipping's Suez Canal "Changzhi" stranded, which caused the blockage of the Suez Canal, has attracted world attention ("Changzhi" was stranded on 23 3 month, successfully floated off on 29 day 3 month, and is still in the berth of the Suez Canal). According to incomplete statistics, the loss of revenue caused by the forced shutdown of the canal is about 1400 million to 1500 million US dollars per day. On the evening of the 3 month 29, the Suez Canal Authority claimed 10 billion US dollars, and on 4 month 1, the Japanese owner of the "Long Ci", Zhengrong Steamboat, declared a common sea loss, which means that all cargo interests will require a common sea loss guarantee before the goods are delivered. Shippers who have purchased marine cargo insurance will not be affected, and the cost will be borne by the insurance company, while shippers who have not purchased insurance will face huge insurance costs. This case, but also to the majority of cargo owners sounded the alarm, do not lose big because of small, goods in the sea before export must buy insurance! In the FOB terms, although not the owner of the insurance costs, but also to remind customers to buy insurance, to avoid unnecessary losses.
similar maritime transport accidents such as: dangerous goods spontaneous combustion, container ships encountered bad weather, ship collision, ship sinking, container overboard and so on. The best way to avoid this kind of risk is to buy insurance. It is the best that the goods can be transported safely, but in the event of an accident, all we can do is to minimize the loss.
The carriage of goods by sea may encounter risks divided into two categories: "maritime risks" and "external risks. Maritime risks, also commonly referred to as shipwrecks, include "natural disasters" and "accidents" that occur at sea ". In the event of an accident after the purchase of maritime insurance, the payment of the insurance is usually related to the terms of the trade and the type of insurance purchased. Maritime transport is generally divided into basic insurance and additional insurance, of which the basic insurance includes peace of mind insurance, water damage insurance and all insurance. The value of the goods and some physical characteristics of the goods can be used to decide which insurance to buy.
In general, you can purchase all insurance, all insurance in marine insurance, in addition to the liability of safety insurance, water damage insurance, it also includes additional risks (1. Theft, pick-up risk 2. Fresh water rain risk 3. Short-term risk 4. Mixed, contamination risk 5. Leakage risk 6. Damage, breakage risk 7. Collusion risk 8. heat risk. 10. CLEDIGRTIDE BELT OF THE BREAKING OF THE PACKAGING OF THE CROLESS AND, however, some special additional risks such as war, strikes, etc. are not included in the scope of all risks.
Although cargo damage and maritime accidents may not necessarily occur, the uncertainties of maritime transportation are complex. If transportation insurance is not purchased, once a problem occurs during transportation, the cargo owner is likely to suffer heavy losses. Insurance for the carriage of goods by sea has a certain degree of protection to control the risks in the course of transport, I believe that more and more shippers are paying more and more attention to the purchase of logistics insurance. Therefore, the importance of logistics insurance can not be ignored.
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